The forties are where the first real adjustment is needed, and it is a small one. Nothing has changed dramatically — most people in their forties still have good skin tone and no significant texture — but two things have started, and both show up in the same complaint: the base does not last.
The first change is that expression lines become permanent. A line that used to appear when you smiled and disappear when you stopped is now faintly there all the time. It is shallow, and crucially it is a channel — so anything liquid on your face now has somewhere to go.
The second is that skin holds less water than it did. The result is that your foundation dries out from underneath over the course of the day, which makes it look flatter, patchier and more prone to settling into that new channel. This is also when people first notice their foundation looking 'dusty' by mid-afternoon.
Both are addressed by three small adjustments rather than a new routine. Switch from matte to satin, because the matte finishes that worked at 30 need a harder film and that film is what cracks along a line. Add a grip primer in the center of the face, which stops the sliding that ends in collecting. And moisturize properly with a two-minute wait, which stops the drying-from-underneath.
What you do not need yet, in most cases, is less coverage. That comes later — the fifties page is where texture takes over and the direction becomes subtractive. The forties are mostly a longevity problem with a cheap fix.